OPT-Out

Effective Date: 11/01/2010

Karma Merchant Brokers ("Company," "we," "our," or "us") respects your privacy and is committed to protecting it through this Privacy Policy. This policy explains how we collect, use, disclose, and safeguard your information when you visit our website [insert website URL] (the "Site"). Please read this Privacy Policy carefully. If you do not agree with the terms, please do not use our website.

We collect several types of information when you interact with our website, including:

We may collect personally identifiable information ("Personal Information") such as:

• Name
• Email address
• Phone number
• Business information
• Payment details when applicable

We also collect non-identifiable information, such as:

• IP address
• Browser type and version
• Referring website
• Pages viewed on our website
• Time and date of visits

We use cookies, web beacons, and similar technologies to track your activity and enhance your experience. You can disable cookies through your browser settings, but some features may not function properly.

We use the information collected to:

• Provide, maintain, and improve our services
• Process transactions and send payment-related information
• Respond to inquiries and customer service requests
• Send promotional materials, updates, and marketing communications (you may opt out anytime)
• Prevent fraudulent transactions and security risks
• Comply with legal and regulatory requirements

We do not sell or rent your personal data. However, we may share your information in the following situations:

• Service Providers: We may share data with third-party vendors that help us operate our business (e.g., payment processors, hosting providers).
• Legal Compliance: If required by law or in response to legal requests, we may disclose your information.
• Business Transfers: In the event of a merger, sale, or asset transfer, your data may be part of the transaction.

We take appropriate security measures to protect your data against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

Depending on your location, you may have the following rights regarding your personal data:

• The right to access, update, or delete your information
• The right to opt out of marketing communications
• The right to request data portability
• The right to object to certain data processing

To exercise these rights, contact us at [insert email].

Our website may contain links to third-party websites. We are not responsible for the privacy policies or content of those websites.

Our services are not directed to individuals under the age of 18. We do not knowingly collect information from children.

We may update this Privacy Policy periodically. Any changes will be posted on this page with the updated Effective Date.

For any questions or concerns regarding this Privacy Policy, contact us at:

Karma Merchant Brokers
Email: sales@karmabrokers.net
Phone: 888-722-5914
Website: www.karmamerchantbrokers.com