Why Choose Karma Over Traditional Processors

See exactly how Karma Merchant Brokers compares to traditional payment processors. No marketing fluff, just honest side-by-side comparison.

Karma Merchant Brokers
Traditional Processors
Transparent Pricing
Hidden Fees
Common
Personal Support
Karlee's direct line 24/7
Call center only
Contract Length
No long-term contracts
1-3 year contracts typical
Early Termination Fees
Often $200-$500
Equipment Pricing
Transparent, fair pricing
Often 3-5x markup
AI-Powered CRM Included
Included free
Setup Fees
Often $50-$300
PCI Compliance Support
Included guidance
Extra monthly fee
Rate Increases
Transparent notification
Often unannounced
Average Monthly Savings
$500-$2,000
Baseline
Response Time
Minutes
Hours or days
Local Business Understanding
High-Risk Business Support
Specialized expertise
Often declined

Real Story: Dad's Experience

My dad was charged $10,000 for a POS system that should have cost $3,000. The processor hid fees in fine print and locked him into a 3-year contract. That experience inspired us to create Karma - where honesty comes first.

Average Client Savings

Our clients typically save $500-$2,000 per month when they switch to Karma. That's $6,000-$24,000 per year back in your pocket. We'll analyze your current statement for free to show you exact savings.

The Karma Difference

When you call, Karlee answers. When you have problems, we solve them immediately. When you need honest advice, we give it. We're a family business that treats your business like family.

See Your Savings in Black and White

Send us your current processing statement and we'll provide a detailed, no-obligation analysis showing exactly how much you'll save with Karma. No pressure, just honest numbers.

Common Hidden Fees You Might Be Paying

  • Statement Fees: $10-$25/month for paper or PDF statements
  • PCI Compliance Fees: $10-$30/month whether you're compliant or not
  • Batch Fees: $0.10-$0.50 per batch, charged daily
  • Monthly Minimums: Fees charged if you don't process enough volume
  • Annual Fees: $95-$195 charged once per year
  • IRS Reporting Fees: $5-$15/month for required tax reporting

These hidden fees can add $50-$150+ to your monthly costs. With Karma, what you see is what you pay.