Introducing Karma Rewards
Your Local Rewards Program Is Here!
County-by-County Rewards
Earn points at local businesses in your community
Exclusive Benefits
Get rewarded for supporting local merchants
Easy to Use
Simple point tracking, amazing local rewards
"We're building something special for every county we serve - a way to give back to the communities that support local businesses."
Part of the Karma Merchant Brokers family

Trusted & Secure
Industry-leading security and compliance standards
PCI Compliant
Level 1 PCI DSS Certified
HIPAA Ready
Healthcare Compliant
BBB Accredited
A+ Rating
5.0 Rating
11 Google Reviews
Merchant Services
Credit Card Processing + Websites + AI CRM
Based in Columbia, MO and operating in 18 states, we save businesses thousands on credit card processing fees. Then, we give you the tools to dominate: professional website design that converts and AI automation that works 24/7. The Daddy-Daughter Duo delivers complete merchant solutions.
Credit Card Processing
Our core service. No hidden fees. No nonsense. Just honest payment processing that saves you thousands per year with personal support that actually picks up the phone.
- Transparent pricing, no surprises
- Save $500-$2K per month
- 24/7 Karlee support
- All major terminals & gateways
Professional Websites
We don't do cookie-cutter templates. Every website is custom-built, fully responsive, and optimized for conversions. Beautiful designs that actually work.
- Custom design & development
- Mobile-first responsive layouts
- SEO optimization built-in
- Lightning-fast performance
AI-Powered CRM
Cutting-edge automation that handles your customer relationships, marketing, and follow-ups. It's like having a full team working 24/7.
- Automated lead follow-up
- Smart appointment booking
- Text & email campaigns
- AI chat & voice assistants
Trusted By Businesses Nationwide
Based in Columbia, Missouri and operating in 18 states. Proudly serving dental offices, auto shops, medical practices, daycares, and businesses with specialized merchant services.
Dental Offices
POS systems, patient payment plans, HIPAA-compliant CRM for dental practices nationwide
Auto Body Shops
High-ticket transactions, invoicing, mobile payments for auto repair shops
Medical Practices
HIPAA-compliant processing & CRM, patient billing for healthcare providers
Daycares & Childcare
Recurring payments, parent portals, automated billing for childcare centers
Tire Shops
Fast checkout, inventory integration, loyalty programs for tire retailers
Truck Accessories
Large purchases, financing options, online ordering for truck accessory stores
Farmers Markets
Mobile readers, fast checkout, seasonal flexibility for market vendors
Salons & Spas
Appointment booking, tipping, product sales for beauty professionals
Small Businesses
Specialized merchant accounts for all business types across 18 states
Honest & Transparent
No hidden fees. Ever. What you see is what you pay.
24/7 Support
Karlee picks up the phone. Real people, real help.
Save Money
Most clients save $500-$2,000/month when switching.
Family Owned
A daddy-daughter team that genuinely cares.
What Our Merchants Say
Real Google reviews from real business owners across our service areas
"Karma Merchant Brokers always goes above and beyond to help us! Karlee is the best, always answering our questions no matter the time to help keep our business up and running. We appreciate them and would definitely recommend them!"
"Karlee has been great to work with. I'm terrible with technology and she always picks up our phone calls and walks us through the issues. Her customer service is 2nd to none and we strongly recommend their merchant services."
"Great company!! They always answer when I call with a question. Highly recommend!"
Columbia MO Based
Serving Merchants Across 18 States
Proudly headquartered in Columbia, Missouri with local expertise and personal service extended to businesses nationwide
Columbia MO Roots, National Reach
Headquartered in Columbia, Missouri, we bring Midwest values and personal service to merchants across the United States. Whether you're a local Columbia business or operating in one of the 18 states we serve, you get the same honest, transparent approach that built our reputation in Mid-Missouri.
Strong Local Presence in Columbia MO:
Plus merchants in 18 states nationwide
Why Choose Karma Merchant Brokers?
- Columbia MO Based, Nationwide ServiceMidwest values and personal support across all 18 states
- Lower Rates EverywhereSave $500-$2,000/month vs big national processors
- Fast Setup NationwideGet processing in 24-48 hours anywhere we serve
- Personal RelationshipsThe Daddy-Daughter Duo answers your calls directly
Ready to Save on Processing Fees?
Whether you're in Columbia MO or anywhere across our 18 states, see how much your business can save
Get Your Free Rate AnalysisWork With a Real Family Business
Join 1,000+ businesses who trust the Daddy-Daughter Duo for honest, transparent merchant services. Based in Columbia, MO, operating in 18 states.
Get your complimentary rate analysis and see how much your business could save
Complimentary quote • No obligation • No long-term contracts
